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Mortgage loan top-up is an extra loan amount as you are able to avail on a current mortgage loan

Mortgage loan top-up is an extra loan amount as you are able to avail on a current mortgage loan

Mortgage Top Up

You may be qualified to make an application for a mortgage top up for those who have a operating mortgage loan of course you get regular loan repayments on your own current loan. Banks such as for example HDFC, ICICI, SBI and Axis Bank offer top-op loans during the exact same interest as that on mortgage loans. In some cases, the interest rates offered on top-up loans may be marginally more than the interest price in your mortgage loan.

You ought to and may submit an application for a true home loan top-up if

  • You have got a current and running mortgage loan from a bank. It is possible to submit an application for yet another loan in your current loan when you have currently paid back a particular percentage of the mortgage making all of the re re payments in a manner that is timely.
  • You’re keen to go for a stability transfer loan with a loan that is top-up means you move your loan to a different bank and avail a top-up loan on the current loan.
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